/*
Theme Name: Edale Financial
Theme URI: https://edale.com
Author: Edale Financial
Author URI: https://edale.com
Description: A professional financial services theme for Edale, featuring a high-converting landing page and streamlined account opening flow.
Version: 1.0.0
Requires at least: 6.0
Tested up to: 6.7
Requires PHP: 8.0
License: GNU General Public License v2 or later
License URI: https://www.gnu.org/licenses/gpl-2.0.html
Text Domain: edale-financial
Tags: financial, professional, landing-page, business
*/

/* ============================================================
   CSS CUSTOM PROPERTIES
   ============================================================ */
:root {
  /* Colors */
  --color-primary:       #0A1628;
  --color-primary-light: #162440;
  --color-secondary:     #1565C0;
  --color-accent:        #C9A227;
  --color-accent-light:  #F0C948;
  --color-white:         #FFFFFF;
  --color-off-white:     #F5F7FA;
  --color-light-gray:    #E8ECF0;
  --color-mid-gray:      #8A9BB0;
  --color-dark-gray:     #4A5568;
  --color-text:          #1A2332;
  --color-success:       #2E7D32;
  --color-error:         #C62828;

  /* Typography */
  --font-heading: 'Georgia', 'Times New Roman', serif;
  --font-body:    'Inter', 'Helvetica Neue', Arial, sans-serif;
  --font-mono:    'Courier New', monospace;

  --text-xs:   0.75rem;
  --text-sm:   0.875rem;
  --text-base: 1rem;
  --text-lg:   1.125rem;
  --text-xl:   1.25rem;
  --text-2xl:  1.5rem;
  --text-3xl:  1.875rem;
  --text-4xl:  2.25rem;
  --text-5xl:  3rem;
  --text-6xl:  3.75rem;

  /* Spacing */
  --space-1:  0.25rem;
  --space-2:  0.5rem;
  --space-3:  0.75rem;
  --space-4:  1rem;
  --space-5:  1.25rem;
  --space-6:  1.5rem;
  --space-8:  2rem;
  --space-10: 2.5rem;
  --space-12: 3rem;
  --space-16: 4rem;
  --space-20: 5rem;
  --space-24: 6rem;
  --space-32: 8rem;

  /* Layout */
  --container-max: 1200px;
  --container-wide: 1400px;
  --radius-sm:  4px;
  --radius-md:  8px;
  --radius-lg:  16px;
  --radius-xl:  24px;
  --radius-full: 9999px;

  /* Shadows */
  --shadow-sm:  0 1px 3px rgba(0,0,0,.08), 0 1px 2px rgba(0,0,0,.06);
  --shadow-md:  0 4px 6px rgba(0,0,0,.07), 0 2px 4px rgba(0,0,0,.06);
  --shadow-lg:  0 10px 15px rgba(0,0,0,.1), 0 4px 6px rgba(0,0,0,.07);
  --shadow-xl:  0 20px 25px rgba(0,0,0,.1), 0 10px 10px rgba(0,0,0,.06);
  --shadow-glow: 0 0 40px rgba(21, 101, 192, 0.25);

  /* Transitions */
  --transition-fast:   150ms ease;
  --transition-base:   250ms ease;
  --transition-slow:   400ms ease;
}

/* ============================================================
   RESET & BASE
   ============================================================ */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 16px;
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font-body);
  font-size: var(--text-base);
  line-height: 1.6;
  color: var(--color-text);
  background-color: var(--color-white);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img, svg, video {
  display: block;
  max-width: 100%;
}

a {
  color: var(--color-secondary);
  text-decoration: none;
  transition: color var(--transition-fast);
}

a:hover { color: var(--color-accent); }

ul, ol { list-style: none; }

input, button, textarea, select {
  font: inherit;
}

h1, h2, h3, h4, h5, h6 {
  font-family: var(--font-heading);
  font-weight: 700;
  line-height: 1.2;
  color: var(--color-primary);
}

/* ============================================================
   UTILITIES
   ============================================================ */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin-inline: auto;
  padding-inline: var(--space-6);
}

.container--wide {
  max-width: var(--container-wide);
}

.text-center { text-align: center; }
.text-left   { text-align: left; }
.text-right  { text-align: right; }

.sr-only {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border-width: 0;
}

/* ============================================================
   BUTTONS
   ============================================================ */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  padding: var(--space-3) var(--space-8);
  font-size: var(--text-base);
  font-weight: 600;
  border-radius: var(--radius-full);
  border: 2px solid transparent;
  cursor: pointer;
  transition: all var(--transition-base);
  text-decoration: none;
  white-space: nowrap;
  letter-spacing: 0.02em;
}

.btn--primary {
  background: var(--color-accent);
  color: var(--color-primary);
  border-color: var(--color-accent);
}

.btn--primary:hover {
  background: var(--color-accent-light);
  border-color: var(--color-accent-light);
  color: var(--color-primary);
  transform: translateY(-2px);
  box-shadow: var(--shadow-lg);
}

.btn--secondary {
  background: transparent;
  color: var(--color-white);
  border-color: rgba(255,255,255,0.6);
}

.btn--secondary:hover {
  background: rgba(255,255,255,0.1);
  border-color: var(--color-white);
  color: var(--color-white);
}

.btn--outline {
  background: transparent;
  color: var(--color-secondary);
  border-color: var(--color-secondary);
}

.btn--outline:hover {
  background: var(--color-secondary);
  color: var(--color-white);
}

.btn--lg {
  padding: var(--space-4) var(--space-10);
  font-size: var(--text-lg);
}

.btn--sm {
  padding: var(--space-2) var(--space-5);
  font-size: var(--text-sm);
}

/* ============================================================
   NAVIGATION
   ============================================================ */
.site-header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: var(--color-primary);
  transition: background var(--transition-base), box-shadow var(--transition-base);
}

.site-header.scrolled {
  background: var(--color-primary);
  box-shadow: 0 2px 20px rgba(0,0,0,0.3);
}

.custom-logo-link {
  display: flex;
  align-items: center;
}

.custom-logo {
  height: 44px;
  width: auto;
  display: block;
}

.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}

.nav__brand {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  text-decoration: none;
}

.nav__logo-mark {
  width: 40px;
  height: 40px;
  background: var(--color-accent);
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: var(--text-xl);
  font-weight: 900;
  color: var(--color-primary);
  font-family: var(--font-heading);
  flex-shrink: 0;
}

.nav__brand-name {
  font-family: var(--font-heading);
  font-size: var(--text-xl);
  font-weight: 700;
  color: var(--color-white);
  line-height: 1;
}

.nav__brand-tagline {
  font-size: var(--text-xs);
  color: var(--color-mid-gray);
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.nav__menu {
  display: flex;
  align-items: center;
  gap: var(--space-8);
}

.nav__link {
  color: rgba(255,255,255,0.8);
  font-size: var(--text-sm);
  font-weight: 500;
  letter-spacing: 0.03em;
  transition: color var(--transition-fast);
  position: relative;
}

.nav__link::after {
  content: '';
  position: absolute;
  bottom: -4px;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--color-accent);
  transition: width var(--transition-base);
}

.nav__link:hover,
.nav__link:hover::after {
  color: var(--color-white);
  width: 100%;
}

.nav__cta {
  display: flex;
  align-items: center;
  gap: var(--space-3);
}

.nav__toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: var(--space-2);
  flex-direction: column;
  gap: 5px;
}

.nav__toggle span {
  display: block;
  width: 24px;
  height: 2px;
  background: var(--color-white);
  transition: all var(--transition-base);
  transform-origin: center;
}

/* ============================================================
   HERO SECTION
   ============================================================ */
.hero {
  position: relative;
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: var(--color-primary);
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(ellipse 80% 60% at 70% 50%, rgba(21, 101, 192, 0.25) 0%, transparent 70%),
    radial-gradient(ellipse 50% 40% at 20% 80%, rgba(201, 162, 39, 0.12) 0%, transparent 60%);
}

.hero__grid {
  position: absolute;
  inset: 0;
  background-image:
    linear-gradient(rgba(255,255,255,0.03) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,0.03) 1px, transparent 1px);
  background-size: 60px 60px;
}

.hero__content {
  position: relative;
  z-index: 1;
  padding: var(--space-32) 0 var(--space-20);
}

.hero__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  background: rgba(201, 162, 39, 0.15);
  border: 1px solid rgba(201, 162, 39, 0.3);
  color: var(--color-accent);
  font-size: var(--text-sm);
  font-weight: 600;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: var(--space-2) var(--space-4);
  border-radius: var(--radius-full);
  margin-bottom: var(--space-6);
}

.hero__eyebrow::before {
  content: '';
  width: 8px;
  height: 8px;
  background: var(--color-accent);
  border-radius: 50%;
  animation: pulse 2s infinite;
}

@keyframes pulse {
  0%, 100% { opacity: 1; transform: scale(1); }
  50% { opacity: 0.5; transform: scale(1.3); }
}

.hero__title {
  font-size: clamp(2.5rem, 6vw, 4.5rem);
  font-weight: 800;
  color: var(--color-white);
  line-height: 1.1;
  margin-bottom: var(--space-6);
  max-width: 14ch;
}

.hero__title span {
  color: var(--color-accent);
  display: block;
}

.hero__subtitle {
  font-size: clamp(1rem, 2vw, 1.25rem);
  color: rgba(255,255,255,0.7);
  max-width: 55ch;
  margin-bottom: var(--space-10);
  line-height: 1.7;
}

.hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-4);
  margin-bottom: var(--space-16);
}

.hero__stats {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-8);
  padding-top: var(--space-8);
  border-top: 1px solid rgba(255,255,255,0.1);
}

.hero__stat-value {
  font-size: var(--text-3xl);
  font-weight: 800;
  color: var(--color-white);
  font-family: var(--font-heading);
  display: block;
}

.hero__stat-label {
  font-size: var(--text-sm);
  color: var(--color-mid-gray);
  letter-spacing: 0.04em;
}

/* ============================================================
   TRUST BAR
   ============================================================ */
.trust-bar {
  background: var(--color-off-white);
  border-bottom: 1px solid var(--color-light-gray);
  padding: var(--space-5) 0;
}

.trust-bar__inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: center;
  gap: var(--space-8);
}

.trust-bar__item {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--text-sm);
  color: var(--color-dark-gray);
  font-weight: 500;
}

.trust-bar__icon {
  width: 20px;
  height: 20px;
  color: var(--color-success);
  flex-shrink: 0;
}

.trust-bar__divider {
  width: 1px;
  height: 20px;
  background: var(--color-light-gray);
}

/* ============================================================
   SECTION HEADERS
   ============================================================ */
.section-header {
  margin-bottom: var(--space-12);
}

.section-header--center {
  text-align: center;
}

.section-eyebrow {
  display: inline-block;
  font-size: var(--text-xs);
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-secondary);
  margin-bottom: var(--space-3);
}

.section-title {
  font-size: clamp(1.75rem, 4vw, 2.75rem);
  font-weight: 800;
  color: var(--color-primary);
  line-height: 1.15;
  margin-bottom: var(--space-4);
}

.section-lead {
  font-size: var(--text-lg);
  color: var(--color-dark-gray);
  max-width: 60ch;
  line-height: 1.7;
}

.section-header--center .section-lead {
  margin-inline: auto;
}

/* ============================================================
   SECTION SPACING
   ============================================================ */
.section {
  padding: var(--space-24) 0;
}

.section--dark {
  background: var(--color-primary);
}

.section--tinted {
  background: var(--color-off-white);
}

/* ============================================================
   FEATURES GRID
   ============================================================ */
.features-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: var(--space-6);
}

.feature-card {
  background: var(--color-white);
  border: 1px solid var(--color-light-gray);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  transition: transform var(--transition-base), box-shadow var(--transition-base), border-color var(--transition-base);
}

.feature-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-xl);
  border-color: rgba(21, 101, 192, 0.3);
}

.feature-card__icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-md);
  background: rgba(21, 101, 192, 0.08);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: var(--space-5);
}

.feature-card__icon svg {
  width: 26px;
  height: 26px;
  color: var(--color-secondary);
}

.feature-card__title {
  font-size: var(--text-xl);
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: var(--space-3);
}

.feature-card__body {
  font-size: var(--text-base);
  color: var(--color-dark-gray);
  line-height: 1.65;
}

/* ============================================================
   HOW IT WORKS
   ============================================================ */
.steps {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: var(--space-8);
  position: relative;
}

.step {
  text-align: center;
  position: relative;
}

.step__number {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: var(--color-accent);
  color: var(--color-primary);
  font-size: var(--text-2xl);
  font-weight: 900;
  font-family: var(--font-heading);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto var(--space-5);
  position: relative;
  z-index: 1;
}

.step__title {
  font-size: var(--text-xl);
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: var(--space-3);
}

.step__body {
  font-size: var(--text-base);
  color: var(--color-dark-gray);
  line-height: 1.65;
}

/* ============================================================
   PRODUCTS / ASSETS
   ============================================================ */
.products-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: var(--space-4);
}

.product-card {
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.1);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: var(--space-3);
  transition: background var(--transition-base), border-color var(--transition-base);
  cursor: default;
}

.product-card:hover {
  background: rgba(255,255,255,0.08);
  border-color: rgba(201, 162, 39, 0.4);
}

.product-card__icon {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-md);
  background: rgba(255,255,255,0.08);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--color-accent);
}

.product-card__icon svg {
  width: 26px;
  height: 26px;
  stroke: var(--color-accent);
}

.product-card__name {
  font-size: var(--text-base);
  font-weight: 700;
  color: var(--color-white);
}

.product-card__desc {
  font-size: var(--text-sm);
  color: var(--color-mid-gray);
  line-height: 1.5;
}

/* ============================================================
   TESTIMONIALS
   ============================================================ */
.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: var(--space-6);
}

.testimonial {
  background: var(--color-white);
  border: 1px solid var(--color-light-gray);
  border-radius: var(--radius-lg);
  padding: var(--space-8);
  position: relative;
}

.testimonial::before {
  content: '\201C';
  position: absolute;
  top: var(--space-4);
  left: var(--space-6);
  font-size: 5rem;
  color: var(--color-accent);
  opacity: 0.3;
  font-family: var(--font-heading);
  line-height: 1;
}

.testimonial__stars {
  display: flex;
  gap: 2px;
  margin-bottom: var(--space-4);
}

.testimonial__star {
  color: var(--color-accent);
  font-size: var(--text-lg);
}

.testimonial__quote {
  font-size: var(--text-base);
  color: var(--color-dark-gray);
  line-height: 1.7;
  margin-bottom: var(--space-6);
  position: relative;
  z-index: 1;
}

.testimonial__author {
  display: flex;
  align-items: center;
  gap: var(--space-3);
}

.testimonial__avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  background: var(--color-secondary);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: var(--text-lg);
  font-weight: 700;
  color: var(--color-white);
  font-family: var(--font-heading);
  flex-shrink: 0;
}

.testimonial__name {
  font-weight: 700;
  color: var(--color-primary);
  font-size: var(--text-sm);
}

.testimonial__title {
  font-size: var(--text-xs);
  color: var(--color-mid-gray);
}

/* ============================================================
   CTA SECTION
   ============================================================ */
.cta-section {
  background: linear-gradient(135deg, var(--color-secondary) 0%, var(--color-primary) 100%);
  position: relative;
  overflow: hidden;
}

.cta-section::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -10%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(201, 162, 39, 0.15) 0%, transparent 70%);
}

.cta-section__content {
  position: relative;
  z-index: 1;
  text-align: center;
}

.cta-section__title {
  color: var(--color-white);
  font-size: clamp(1.75rem, 4vw, 3rem);
  margin-bottom: var(--space-4);
}

.cta-section__subtitle {
  color: rgba(255,255,255,0.75);
  font-size: var(--text-lg);
  margin-bottom: var(--space-8);
  max-width: 50ch;
  margin-inline: auto;
}

.cta-section__actions {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: var(--space-4);
}

.cta-note {
  margin-top: var(--space-5);
  font-size: var(--text-sm);
  color: rgba(255,255,255,0.5);
}

/* ============================================================
   SITE FOOTER
   ============================================================ */
.site-footer {
  background: var(--color-primary);
  color: rgba(255,255,255,0.7);
  padding-top: var(--space-16);
}

.footer__grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: var(--space-10);
  padding-bottom: var(--space-12);
  border-bottom: 1px solid rgba(255,255,255,0.08);
}

.footer__brand {
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
}

.footer__tagline {
  font-size: var(--text-sm);
  line-height: 1.65;
  color: rgba(255,255,255,0.55);
  max-width: 32ch;
}

.footer__social {
  display: flex;
  gap: var(--space-3);
}

.footer__social-link {
  width: 36px;
  height: 36px;
  border-radius: var(--radius-md);
  background: rgba(255,255,255,0.07);
  display: flex;
  align-items: center;
  justify-content: center;
  color: rgba(255,255,255,0.6);
  font-size: var(--text-sm);
  font-weight: 700;
  transition: background var(--transition-fast), color var(--transition-fast);
  text-decoration: none;
}

.footer__social-link:hover {
  background: var(--color-accent);
  color: var(--color-primary);
}
.footer__fca-badge {
  font-size: var(--text-xs);
  font-weight: 600;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--color-accent);
  opacity: 0.85;
  margin-top: -4px;
}

.footer__col-title {
  font-size: var(--text-sm);
  font-weight: 700;
  color: var(--color-white);
  letter-spacing: 0.06em;
  text-transform: uppercase;
  margin-bottom: var(--space-4);
}

.footer__links {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}

.footer__link {
  font-size: var(--text-sm);
  color: rgba(255,255,255,0.55);
  text-decoration: none;
  transition: color var(--transition-fast);
}

.footer__link:hover {
  color: var(--color-accent);
}

.footer__bottom {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: flex-start;
  gap: var(--space-4);
  padding: var(--space-6) 0;
}

.footer__copyright {
  font-size: var(--text-xs);
  color: rgba(255,255,255,0.35);
}

.footer__legal-links {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-4);
}

.footer__legal-link {
  font-size: var(--text-xs);
  color: rgba(255,255,255,0.35);
  text-decoration: none;
}

.footer__legal-link:hover {
  color: rgba(255,255,255,0.6);
}

.footer__disclaimer {
  margin-top: var(--space-4);
  padding: var(--space-4);
  background: rgba(0,0,0,0.2);
  border-radius: var(--radius-md);
  font-size: var(--text-xs);
  color: rgba(255,255,255,0.3);
  line-height: 1.6;
}

/* ============================================================
   ACCOUNT OPENING PAGE
   ============================================================ */
.account-page {
  min-height: 100vh;
  background: var(--color-off-white);
  padding-top: 100px;
  padding-bottom: var(--space-20);
}

.account-page__header {
  background: var(--color-primary);
  padding: var(--space-16) 0 var(--space-20);
  margin-top: -100px;
  padding-top: calc(100px + var(--space-16));
  margin-bottom: calc(-1 * var(--space-12));
}

.account-page__header h1 {
  color: var(--color-white);
  font-size: clamp(1.75rem, 4vw, 3rem);
  margin-bottom: var(--space-3);
}

.account-page__header p {
  color: rgba(255,255,255,0.7);
  font-size: var(--text-lg);
  max-width: 55ch;
}

.account-form-wrapper {
  background: var(--color-white);
  border-radius: var(--radius-xl);
  box-shadow: var(--shadow-xl);
  overflow: hidden;
  position: relative;
  z-index: 1;
}

/* Progress stepper */
.form-stepper {
  display: flex;
  background: var(--color-off-white);
  border-bottom: 1px solid var(--color-light-gray);
  overflow-x: auto;
}

.form-step {
  flex: 1;
  min-width: 150px;
  padding: var(--space-4) var(--space-6);
  display: flex;
  align-items: center;
  gap: var(--space-3);
  position: relative;
  cursor: pointer;
  transition: background var(--transition-fast);
}

.form-step.active {
  background: var(--color-white);
  border-bottom: 3px solid var(--color-secondary);
}

.form-step.completed {
  background: var(--color-white);
  border-bottom: 3px solid var(--color-success);
}

.form-step__num {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--color-light-gray);
  color: var(--color-dark-gray);
  font-size: var(--text-sm);
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.form-step.active .form-step__num {
  background: var(--color-secondary);
  color: var(--color-white);
}

.form-step.completed .form-step__num {
  background: var(--color-success);
  color: var(--color-white);
}

.form-step__label {
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--color-mid-gray);
  white-space: nowrap;
}

.form-step.active .form-step__label,
.form-step.completed .form-step__label {
  color: var(--color-text);
}

/* Form body */
.form-body {
  padding: var(--space-10);
}

.form-section {
  display: none;
}

.form-section.active {
  display: block;
}

.form-section__title {
  font-size: var(--text-2xl);
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: var(--space-2);
}

.form-section__subtitle {
  color: var(--color-dark-gray);
  margin-bottom: var(--space-8);
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-5);
}

.form-grid--full { grid-template-columns: 1fr; }
.form-grid--3    { grid-template-columns: 1fr 1fr 1fr; }

.form-group {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}

.form-group--full { grid-column: 1 / -1; }

.form-label {
  font-size: var(--text-sm);
  font-weight: 600;
  color: var(--color-primary);
}

.form-label span {
  color: var(--color-error);
  margin-left: 2px;
}

.form-input,
.form-select,
.form-textarea {
  width: 100%;
  padding: var(--space-3) var(--space-4);
  font-size: var(--text-base);
  color: var(--color-text);
  background: var(--color-white);
  border: 1.5px solid var(--color-light-gray);
  border-radius: var(--radius-md);
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
  appearance: none;
}

.form-input:focus,
.form-select:focus,
.form-textarea:focus {
  outline: none;
  border-color: var(--color-secondary);
  box-shadow: 0 0 0 3px rgba(21, 101, 192, 0.12);
}

.form-input.error,
.form-select.error {
  border-color: var(--color-error);
}

.form-hint {
  font-size: var(--text-xs);
  color: var(--color-mid-gray);
}

.form-error-msg {
  font-size: var(--text-xs);
  color: var(--color-error);
  display: none;
}

.form-group.has-error .form-error-msg { display: block; }
.form-group.has-error .form-input     { border-color: var(--color-error); }

/* Account type cards */
.account-type-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: var(--space-4);
  margin-bottom: var(--space-6);
}

.account-type-card {
  border: 2px solid var(--color-light-gray);
  border-radius: var(--radius-lg);
  padding: var(--space-5);
  cursor: pointer;
  transition: all var(--transition-base);
  text-align: center;
}

.account-type-card:hover {
  border-color: var(--color-secondary);
  background: rgba(21, 101, 192, 0.03);
}

.account-type-card.selected {
  border-color: var(--color-secondary);
  background: rgba(21, 101, 192, 0.06);
}

.account-type-card input[type="radio"] {
  position: absolute;
  opacity: 0;
  width: 0;
  height: 0;
}

.account-type-card__icon {
  font-size: 2.5rem;
  margin-bottom: var(--space-3);
}

.account-type-card__name {
  font-size: var(--text-base);
  font-weight: 700;
  color: var(--color-primary);
  margin-bottom: var(--space-2);
}

.account-type-card__desc {
  font-size: var(--text-xs);
  color: var(--color-mid-gray);
  line-height: 1.5;
}

/* Checkbox group */
.checkbox-group {
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
  cursor: pointer;
  padding: var(--space-3);
  border-radius: var(--radius-md);
  transition: background var(--transition-fast);
}

.checkbox-group:hover { background: var(--color-off-white); }

.checkbox-group input {
  width: 18px;
  height: 18px;
  accent-color: var(--color-secondary);
  flex-shrink: 0;
  margin-top: 1px;
  cursor: pointer;
}

.checkbox-group__text {
  font-size: var(--text-sm);
  color: var(--color-dark-gray);
  line-height: 1.5;
}

.checkbox-group__text a {
  color: var(--color-secondary);
  font-weight: 600;
}

/* Form navigation */
.form-nav {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-top: var(--space-8);
  padding-top: var(--space-6);
  border-top: 1px solid var(--color-light-gray);
}

.form-nav--end { justify-content: flex-end; }

/* Success state */
.form-success {
  display: none;
  text-align: center;
  padding: var(--space-16) var(--space-8);
}

.form-success.show { display: block; }

.form-success__icon {
  width: 80px;
  height: 80px;
  border-radius: 50%;
  background: rgba(46, 125, 50, 0.1);
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto var(--space-6);
}

.form-success__icon svg {
  width: 40px;
  height: 40px;
  color: var(--color-success);
}

.form-success__title {
  font-size: var(--text-3xl);
  color: var(--color-primary);
  margin-bottom: var(--space-3);
}

.form-success__body {
  color: var(--color-dark-gray);
  font-size: var(--text-lg);
  max-width: 50ch;
  margin-inline: auto;
  line-height: 1.65;
}

/* Sidebar benefits */
.account-benefits {
  background: var(--color-primary);
  border-radius: var(--radius-xl);
  padding: var(--space-8);
  color: var(--color-white);
  position: sticky;
  top: 100px;
}

.account-benefits__title {
  font-size: var(--text-xl);
  color: var(--color-white);
  margin-bottom: var(--space-6);
}

.benefit-item {
  display: flex;
  gap: var(--space-3);
  margin-bottom: var(--space-5);
}

.benefit-item:last-child { margin-bottom: 0; }

.benefit-item__icon {
  width: 36px;
  height: 36px;
  border-radius: var(--radius-sm);
  background: rgba(201, 162, 39, 0.15);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.benefit-item__icon svg {
  width: 18px;
  height: 18px;
  color: var(--color-accent);
}

.benefit-item__text strong {
  display: block;
  font-size: var(--text-sm);
  color: var(--color-white);
  margin-bottom: 2px;
}

.benefit-item__text span {
  font-size: var(--text-xs);
  color: rgba(255,255,255,0.5);
  line-height: 1.5;
}

.account-layout {
  display: grid;
  grid-template-columns: 1fr 340px;
  gap: var(--space-8);
  align-items: flex-start;
}

/* ============================================================
   INNER PAGES
   ============================================================ */
.page-hero {
  background: var(--color-primary);
  padding: calc(72px + var(--space-16)) 0 var(--space-16);
}

.page-hero h1 { color: var(--color-white); }
.page-hero p  { color: rgba(255,255,255,0.7); margin-top: var(--space-3); }

.page-content {
  padding: var(--space-16) 0;
}

/* ============================================================
   RESPONSIVE
   ============================================================ */
@media (max-width: 1024px) {
  .footer__grid {
    grid-template-columns: 1fr 1fr;
    gap: var(--space-8);
  }

  .account-layout {
    grid-template-columns: 1fr;
  }

  .account-benefits {
    position: static;
  }
}

@media (max-width: 768px) {
  .nav__menu { display: none; }
  .nav__cta  { display: none; }
  .nav__toggle { display: flex; }

  .nav__menu.open {
    display: flex;
    flex-direction: column;
    align-items: flex-start;
    position: fixed;
    top: 72px;
    left: 0;
    right: 0;
    bottom: 0;
    background: var(--color-primary);
    padding: var(--space-8);
    gap: var(--space-6);
    z-index: 999;
  }

  .nav__cta.open {
    display: flex;
    flex-direction: column;
    width: 100%;
  }

  .hero__stats {
    flex-direction: column;
    gap: var(--space-4);
  }

  .form-grid {
    grid-template-columns: 1fr;
  }

  .form-grid--3 {
    grid-template-columns: 1fr;
  }

  .footer__grid {
    grid-template-columns: 1fr;
  }

  .footer__bottom {
    flex-direction: column;
    align-items: center;
    text-align: center;
  }

  .section { padding: var(--space-16) 0; }
}

@media (max-width: 480px) {
  .container { padding-inline: var(--space-4); }

  .hero__actions { flex-direction: column; }
  .hero__actions .btn { width: 100%; }

  .trust-bar__divider { display: none; }

  .form-body { padding: var(--space-6); }

  .form-stepper { gap: 0; }
  .form-step__label { display: none; }

  .account-type-grid { grid-template-columns: 1fr 1fr; }
}

/* ============================================================
   ANIMATIONS
   ============================================================ */
@keyframes fadeInUp {
  from { opacity: 0; transform: translateY(24px); }
  to   { opacity: 1; transform: translateY(0); }
}

.animate-on-scroll {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 0.6s ease, transform 0.6s ease;
}

.animate-on-scroll.in-view {
  opacity: 1;
  transform: translateY(0);
}

.animate-delay-1 { transition-delay: 0.1s; }
.animate-delay-2 { transition-delay: 0.2s; }
.animate-delay-3 { transition-delay: 0.3s; }
.animate-delay-4 { transition-delay: 0.4s; }

/* ============================================================
   WORDPRESS ALIGNMENT HELPERS
   ============================================================ */
.alignnone  { margin: 0; }
.aligncenter { display: block; margin: 0 auto; }
.alignleft  { float: left; margin: 0 var(--space-4) var(--space-4) 0; }
.alignright { float: right; margin: 0 0 var(--space-4) var(--space-4); }

.wp-caption { max-width: 100%; }
.wp-caption-text { font-size: var(--text-sm); color: var(--color-mid-gray); text-align: center; margin-top: var(--space-2); }